Homeownership Interest Rate for January 16, 2018:
4.00% (APR: 4.480%)

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December 6, 2017
RIPLEY – The West Virginia Housing Development Fund recently celebrated the dedication of Elizabeth Way Apartments.     Erica...
November 27, 2017
Fund Remains Only Housing Finance Agency with “AAA” Distinction   Standard & Poor’s Rating Service has once again affirmed West...
August 16, 2017
The West Virginia Housing Development Fund is proud to announce the promotion of two long-time employees.   Crystal Toney will be...
August 9, 2017
CROSS LANES – As of Monday, there is one less blighted, dangerous building in Kanawha County.   It took about 20 minutes for a large...
June 1, 2017
Most know the West Virginia Housing Development Fund through our home-buying programs. One in 10 West Virginia homebuyers have entrusted us...
April 25, 2017
The West Virginia Housing Development Fund’s Board of Directors has approved a loan to the Kanawha County Commission to help take down...
April 18, 2017
  Erica L. Boggess has been named Executive Director of the West Virginia Housing Development Fund.     Boggess, who has...
March 30, 2017
A message to our customers:   Here at the Fund, we are proud of what we do. We are honored by the fact that so many West Virginians...
February 14, 2017
We are pleased to present the West Virginia Housing Development Fund’s Fiscal Year 2016 Annual Report. This is an important record of...
January 26, 2017
  The West Virginia Housing Development Fund is excited to welcome Governor Jim Justice and Agriculture Commissioner Kent Leonhardt...

Boggess Named Executive Director of WVHDF


Erica L. Boggess has been named Executive Director of the West Virginia Housing Development Fund.  


Erica Boggess has been named Executive Director of the West Virginia Housing Development Fund. The Fund is West Virginia’s affordable mortgage leader. Boggess, who has been with the Fund for more than three decades, had been serving as Acting Executive Director since 2012. She was confirmed to her current position by the State Senate Confirmations Committee during the 2017 session of the West Virginia Legislature. Boggess was appointed by former Governor Earl Ray Tomblin. Current Governor Jim Justice submitted her name for confirmation earlier this year.


“This is a tremendous honor,” Boggess said. “I want to thank Governor Justice and every member of the Senate Confirmations Committee for having faith in me and faith in the Fund.”


Under Boggess’ direction, the Fund has made some noted strides:

  •  The Fund has maintained its AAA rating with Standard and Poor’s – the highest of any state housing agency in the nation.
  •  West Virginia was also named the top state in the country for first-time homebuyers by the Huffington Post. The website specifically cited the Fund’s Homeownership Program as a reason for the distinction.
  • The Fund implemented the Movin’ Up Program to assist higher-income buyers or those looking to make a change from their current residence.
  • The Fund has partnered with the United States Department of Agriculture and Fahe, a Kentucky-based organization dedicated to fighting persistent poverty in Appalachia, to help very low-income buyers purchase a home.
  • The Fund established Rebuild West Virginia to help those affected by flooding and high water in June 2016.
  • Working with the State Legislature, the Fund developed the West Virginia Property Rescue Initiative to help cities and counties rid their communities of blighted, dangerous properties.
  • The Fund upgraded its digital experience for borrowers; modernizing the online mortgage payment system and releasing an app that allows customers to pay their mortgage from their mobile device or tablet.


“We have an important job and one we take seriously,” said Boggess, who is the organization’s first female executive director.  “We are dedicated to helping West Virginians find safe, affordable housing. Our board, our executive team and our entire staff are committed to that mission. I’m excited about the future of the Fund.”


Boggess joined the Fund in 1986, serving in various accounting and finance positions. She was appointed Deputy Director in January 2005 and was named Acting Executive Director in early 2012. Prior to joining the Fund, she worked in public accounting. Boggess is a graduate of Marshall University and is a Certified Public Accountant. 

The West Virginia Housing Development Fund is the state's affordable mortgage finance agency.

The WVHDF was established to develop and improve the state's housing opportunities for residents.